Serving all of Texas · Based in DFW Real Estate TREC #686064 NMLS #2013049

Serving all of Texas from DFW. One guide, two services.

Find the right home—with financing in view.

Search DFW and Texas listings, prepare a strong offer, and coordinate the path from showing to closing.

Search live DFW listings

Prefer to chat? WhatsApp or text 469-403-3685

No obligation. Loans are subject to credit approval and program requirements.

All of Texas + DFWFrisco-based, licensed statewide
Texas brokerAgent TREC #686064 · Company #9010796
Mortgage professionalNMLS #2013049
One coordinated journeyReal estate and financing support
FriscoMcKinneyPlanoProsperAllenDallasDFW MetroplexAll of Texas

Watch our story

The Keys to Texas

See how one trusted professional guides a family from the first question to the day they get the keys, with the home search and the financing planned together.

  • Buy, sell, or lease
  • Purchase, refinance, jumbo, or investment loans
  • One point of contact from start to finish
Captions included. Dramatization with AI-generated scenes; people shown are not actual clients.

Real estate + mortgage services

Move between properties and loans without losing the thread.

Choose either service at any time. The site remembers your selection as you explore.

Homebuyers meeting with a real estate advisor in a modern DFW neighborhood
Properties

Buy, sell, or lease in DFW and across Texas

Get local market guidance, live MLS access, showing coordination, offer support, and a clear route to closing.

  • Live NTREIS property search
  • Buyer strategy and property tours
  • Listing preparation and marketing
  • Offer, negotiation, and closing coordination
A couple reviewing a home financing plan with a mortgage advisor
Loans

Purchase and refinance guidance

Review mortgage options, organize documentation, and understand the next step before making a major financial decision.

  • First-time homebuyer planning
  • Conventional, FHA, and VA options
  • Purchase pre-approval support
  • Refinance scenario review

Mortgage roadmap

A clear path from first conversation to closing.

Know what happens next, who is reviewing the file, and which documents may be requested.

  1. 01

    Prequalification

    Discuss goals, income, assets, credit, and an estimated price range.

  2. 02

    Application

    Complete the guided mortgage intake and upload requested documents through the secure borrower portal.

  3. 03

    Processing

    Organize verified documents and prepare the file for underwriting.

  4. 04

    Underwriting

    Review credit, capacity, collateral, and applicable program requirements.

  5. 05

    Final approval

    Satisfy remaining conditions and confirm the closing figures.

  6. 06

    Closing

    Coordinate final documents, funds, title, timing, and the handoff.

A connected path

From “What can I afford?” to “Welcome home.”

Real estate and financing decisions affect each other. A coordinated plan helps you move with fewer surprises.

Plan your next move
  1. 01

    Plan

    Clarify your goals, timing, budget, and preferred DFW communities.

  2. 02

    Prepare

    Review financing readiness or build the right listing strategy.

  3. 03

    Act

    Tour, offer, negotiate, or launch your property to the market.

  4. 04

    Close

    Coordinate milestones, documents, and final details through closing.

Planning tool

Estimate your monthly mortgage payment.

Use this quick estimate for principal and interest, then discuss taxes, insurance, mortgage insurance, HOA dues, and program-specific costs for a fuller picture.

Tip A larger down payment can reduce the financed amount, but keeping adequate cash reserves also matters.
Estimated principal & interest$2,276per month

Estimated loan amount$360,000

Down payment20.0%

Estimated total interest$459,866

Disclaimer: Illustration only, not a Loan Estimate, rate quote, approval, or commitment to lend. The 6.50% default is a hypothetical rate used for illustration; it is not an offered or advertised rate and is not an APR. Actual rates, APR, payments, and costs change daily and depend on credit, loan amount, down payment, property, occupancy, and loan program. Estimates exclude taxes, homeowners insurance, mortgage insurance, and HOA dues. Contact Rama K. Kothamasu (NMLS #2013049) for a personalized Loan Estimate.

Discuss your scenario

Market intelligence

Real estate news and research

Curated links to National Association of REALTORS® resources. Articles open on the official NAR website.

Visit NAR Newsroom
NAR research

Existing-home sales

Follow the latest national sales activity, inventory, and median-price reporting.

Read at NAR
NAR research

Housing affordability

Review how income, prices, and mortgage rates affect purchasing power.

Read at NAR
NAR consumer news

Real Estate Today

Practical market context for homebuyers, homeowners, and sellers.

Explore at NAR

Source: National Association of REALTORS®. Kothamasu Group Inc is not responsible for third-party content. Headlines are curated manually because NAR does not currently offer an RSS subscription service.

Private borrower workspace

Complete your mortgage intake and upload documents securely.

Create a protected borrower account to complete the guided mortgage intake, save your progress, upload requested documents, and check the status of your submission. Do not email sensitive documents.

Encrypted storageMFARole-based accessAudit trail
Rama K. Kothamasu
TexasStatewide · DFW-based

Meet Rama K. Kothamasu

One professional who understands both sides of the transaction.

Rama serves clients across Texas, with a home base in Dallas–Fort Worth, through Kothamasu Group Inc, doing business as Kothamasu Properties and Loans. Whether you are buying, selling, or considering a residential mortgage, the goal is straightforward: explain the process clearly and help you make an informed decision.

Texas Real Estate AgentTREC #686064
BrokerageKothamasu Group Inc
Company licenseTREC #9010796
Mortgage licenseNMLS #2013049

Client reviews

What our clients say.

Real words from Texas buyers and sellers Rama has helped.

★★★★★5.0 average rating5 of 5 client reviews rated 5 stars
★★★★★

Sold a home in Allen, TX 75013

We just sold our house in Allen, as first time seller, we were so very happy with Rama as he guided us through entire process and resolved all our queries. He is very prompt and responsive. His recommendations were excellent. He just took off all tension from our side. We saved money and tons of time. Thanks again for his high expertise and amazing negotiation skills. .. he is highly recommendable.
Abhilasha RaniMar 22, 2021 · Verified Zillow review
★★★★★

Bought a home in Celina, TX

Rama helped us with a land purchase recently. He has been an amazing help through out the process. He is very knowledgeable and thorough with his work. He is very personable and is a pleasure to work with. We would seek his help in a blink of an eye for any of our future real estate projects.
mchandoorFeb 9, 2021 · Verified Zillow review
★★★★★

Bought a home in Prosper, TX

Rama helped us close a land deal recently. It was a complex deal with multiple properties being part of it. His responsiveness and diligence helped us close this deal on time. We recommend him for his great professionalism and know how.
lilcubbyFeb 9, 2021 · Verified Zillow review
★★★★★

Bought a single family home in Prosper, TX

Rama Kothamasu is absolutely wonderful to work with. It’s like having a friend on the “inside” that is working for you. He really cares about his clients as well as the community and neighborhood he lives in. Rama Kothamasu is the best! He was thorough and professional and great to work with. He kept us apprised about available appointments and always let us know as soon as a new one came on the market. He was honest and forthright- no games. After dealing with several other brokers in the Dallas area and being disappointed, we felt lucky to find RK.
PremkumarMeesalaFeb 9, 2021 · Verified Zillow review
★★★★★

Bought a home in Prosper, TX

Ramarao has always been extremely responsive. In todays real estate market in Frisco area, things are moving super fast and we needed someone that is very fast and knowledgeable. Very happy with Rama. We highly recommend him for all your real estate ventures.
Srinivas MaramFeb 9, 2021 · Verified Zillow review
100%Five-star reviewsEvery client review rated 5 stars
2Licenses, one guideTREC real estate + NMLS mortgage
TXStatewide serviceBased in Frisco, DFW
1Point of contactHome search + financing

Reviews shown verbatim as originally posted by clients on Zillow, 2021. Individual experiences may vary.

Common questions

Answers before you take the next step.

Do I have to use both real estate and mortgage services?

No. You may choose either service independently. There is no requirement to use both services, and you are free to select the professionals and providers you prefer.

Can I search live DFW listings from this site?

Yes. The property-search buttons open Rama’s NTREIS Matrix public search, where listing information is maintained through the MLS platform.

What does the mortgage calculator include?

The estimate includes principal and interest only. Property taxes, homeowners insurance, mortgage insurance, HOA dues, and other costs are not included.

Does submitting a mortgage application guarantee approval?

No. Applications are subject to credit review, verification, program requirements, property eligibility, and final approval. Website information is not a commitment to lend.

Which areas do you serve?

Kothamasu Properties and Loans is based in Frisco and serves clients across all of Texas, with deep local experience in Frisco, McKinney, Plano, Prosper, Allen, Dallas, and the wider DFW area. Contact Rama to discuss your specific location and needs.

Let’s talk

Tell us what you’re planning.

Share a few details and Rama can help identify a practical next step. The fastest way to reach Rama is WhatsApp or text.

Do not enter Social Security numbers, bank account information, tax records, identification numbers, or other sensitive information in this form or ordinary email. Use the secure borrower portal for mortgage intake and requested document uploads.

WhatsApp Text Search Apply
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