Serving all of Texas from DFW. One guide, two services.
Find the right home—with financing in view.Build a smarter loan plan for your next move.
Search DFW and Texas listings, prepare a strong offer, and coordinate the path from showing to closing.Explore purchase or refinance options with clear guidance from application through closing.
No obligation. Loans are subject to credit approval and program requirements.
All of Texas + DFWFrisco-based, licensed statewide
Texas brokerAgent TREC #686064 · Company #9010796
Mortgage professionalNMLS #2013049
One coordinated journeyReal estate and financing support
FriscoMcKinneyPlanoProsperAllenDallasDFW MetroplexAll of Texas
Watch our story
The Keys to Texas
See how one trusted professional guides a family from the first question to the day they get the keys, with the home search and the financing planned together.
Clarify your goals, timing, budget, and preferred DFW communities.
02
Prepare
Review financing readiness or build the right listing strategy.
03
Act
Tour, offer, negotiate, or launch your property to the market.
04
Close
Coordinate milestones, documents, and final details through closing.
Planning tool
Estimate your monthly mortgage payment.
Use this quick estimate for principal and interest, then discuss taxes, insurance, mortgage insurance, HOA dues, and program-specific costs for a fuller picture.
TipA larger down payment can reduce the financed amount, but keeping adequate cash reserves also matters.
Market intelligence
Real estate news and research
Curated links to National Association of REALTORS® resources. Articles open on the official NAR website.
Source: National Association of REALTORS®. Kothamasu Group Inc is not responsible for third-party content. Headlines are curated manually because NAR does not currently offer an RSS subscription service.
Private borrower workspace
Complete your mortgage intake and upload documents securely.
Create a protected borrower account to complete the guided mortgage intake, save your progress, upload requested documents, and check the status of your submission. Do not email sensitive documents.
✓Secure borrower workspaceApplication · Documents · Status
TexasStatewide · DFW-based
Meet Rama K. Kothamasu
One professional who understands both sides of the transaction.
Rama serves clients across Texas, with a home base in Dallas–Fort Worth, through Kothamasu Group Inc, doing business as Kothamasu Properties and Loans. Whether you are buying, selling, or considering a residential mortgage, the goal is straightforward: explain the process clearly and help you make an informed decision.
Real words from Texas buyers and sellers Rama has helped.
★★★★★5.0 average rating5 of 5 client reviews rated 5 stars
★★★★★
Sold a home in Allen, TX 75013
We just sold our house in Allen, as first time seller, we were so very happy with Rama as he guided us through entire process and resolved all our queries. He is very prompt and responsive. His recommendations were excellent. He just took off all tension from our side. We saved money and tons of time. Thanks again for his high expertise and amazing negotiation skills. .. he is highly recommendable.
★★★★★
Bought a home in Celina, TX
Rama helped us with a land purchase recently. He has been an amazing help through out the process. He is very knowledgeable and thorough with his work. He is very personable and is a pleasure to work with. We would seek his help in a blink of an eye for any of our future real estate projects.
★★★★★
Bought a home in Prosper, TX
Rama helped us close a land deal recently. It was a complex deal with multiple properties being part of it. His responsiveness and diligence helped us close this deal on time. We recommend him for his great professionalism and know how.
★★★★★
Bought a single family home in Prosper, TX
Rama Kothamasu is absolutely wonderful to work with. It’s like having a friend on the “inside” that is working for you. He really cares about his clients as well as the community and neighborhood he lives in. Rama Kothamasu is the best! He was thorough and professional and great to work with. He kept us apprised about available appointments and always let us know as soon as a new one came on the market. He was honest and forthright- no games. After dealing with several other brokers in the Dallas area and being disappointed, we felt lucky to find RK.
★★★★★
Bought a home in Prosper, TX
Ramarao has always been extremely responsive. In todays real estate market in Frisco area, things are moving super fast and we needed someone that is very fast and knowledgeable. Very happy with Rama. We highly recommend him for all your real estate ventures.
2Licenses, one guideTREC real estate + NMLS mortgage
TXStatewide serviceBased in Frisco, DFW
1Point of contactHome search + financing
Reviews shown verbatim as originally posted by clients on Zillow, 2021. Individual experiences may vary.
Common questions
Answers before you take the next step.
Do I have to use both real estate and mortgage services?
No. You may choose either service independently. There is no requirement to use both services, and you are free to select the professionals and providers you prefer.
Can I search live DFW listings from this site?
Yes. The property-search buttons open Rama’s NTREIS Matrix public search, where listing information is maintained through the MLS platform.
What does the mortgage calculator include?
The estimate includes principal and interest only. Property taxes, homeowners insurance, mortgage insurance, HOA dues, and other costs are not included.
Does submitting a mortgage application guarantee approval?
No. Applications are subject to credit review, verification, program requirements, property eligibility, and final approval. Website information is not a commitment to lend.
Which areas do you serve?
Kothamasu Properties and Loans is based in Frisco and serves clients across all of Texas, with deep local experience in Frisco, McKinney, Plano, Prosper, Allen, Dallas, and the wider DFW area. Contact Rama to discuss your specific location and needs.
Let’s talk
Tell us what you’re planning.
Share a few details and Rama can help identify a practical next step. The fastest way to reach Rama is WhatsApp or text.