McKinney, Texas · Real estate & home loans
One licensed professional for your McKinney home search and your mortgage, from first conversation to closing.
McKinney, Texas
From historic downtown McKinney to Stonebridge Ranch, Craig Ranch and the newer communities north of US-380, McKinney offers a wide range of price points. Rama helps you compare neighborhoods, prepare a strong offer and line up financing, so you know your numbers before you fall in love with a house.
Serving McKinney (Collin County), the wider DFW area and clients across Texas. See all services.
Real estate + mortgage services
Choose either service at any time. The site remembers your selection as you explore.
Get local market guidance, live MLS access, showing coordination, offer support, and a clear route to closing.
Review mortgage options, organize documentation, and understand the next step before making a major financial decision.
Mortgage roadmap
Know what happens next, who is reviewing the file, and which documents may be requested.
Discuss goals, income, assets, credit, and an estimated price range.
Complete the guided mortgage intake and upload requested documents through the secure borrower portal.
Organize verified documents and prepare the file for underwriting.
Review credit, capacity, collateral, and applicable program requirements.
Satisfy remaining conditions and confirm the closing figures.
Coordinate final documents, funds, title, timing, and the handoff.
A connected path
Real estate and financing decisions affect each other. A coordinated plan helps you move with fewer surprises.
Plan your next moveClarify your goals, timing, budget, and preferred DFW communities.
Review financing readiness or build the right listing strategy.
Tour, offer, negotiate, or launch your property to the market.
Coordinate milestones, documents, and final details through closing.
Planning tool
Use this quick estimate for principal and interest, then discuss taxes, insurance, mortgage insurance, HOA dues, and program-specific costs for a fuller picture.
Meet Rama K. Kothamasu
Rama serves clients across Texas, with a home base in Dallas–Fort Worth, through Kothamasu Group Inc, doing business as Kothamasu Properties and Loans. Whether you are buying, selling, or considering a residential mortgage, the goal is straightforward: explain the process clearly and help you make an informed decision.
Client reviews
Real words from Texas buyers and sellers Rama has helped.
We just sold our house in Allen, as first time seller, we were so very happy with Rama as he guided us through entire process and resolved all our queries. He is very prompt and responsive. His recommendations were excellent. He just took off all tension from our side. We saved money and tons of time. Thanks again for his high expertise and amazing negotiation skills. .. he is highly recommendable.
Rama helped us with a land purchase recently. He has been an amazing help through out the process. He is very knowledgeable and thorough with his work. He is very personable and is a pleasure to work with. We would seek his help in a blink of an eye for any of our future real estate projects.
Rama helped us close a land deal recently. It was a complex deal with multiple properties being part of it. His responsiveness and diligence helped us close this deal on time. We recommend him for his great professionalism and know how.
Rama Kothamasu is absolutely wonderful to work with. It’s like having a friend on the “inside” that is working for you. He really cares about his clients as well as the community and neighborhood he lives in. Rama Kothamasu is the best! He was thorough and professional and great to work with. He kept us apprised about available appointments and always let us know as soon as a new one came on the market. He was honest and forthright- no games. After dealing with several other brokers in the Dallas area and being disappointed, we felt lucky to find RK.
Ramarao has always been extremely responsive. In todays real estate market in Frisco area, things are moving super fast and we needed someone that is very fast and knowledgeable. Very happy with Rama. We highly recommend him for all your real estate ventures.
Reviews shown verbatim as originally posted by clients on Zillow, 2021. Individual experiences may vary.
Common questions
Yes. Rama is a licensed Texas real estate agent (TREC #686064) and works with buyers, sellers and renters in McKinney and across Texas.
Yes. Rama is also a licensed mortgage loan originator (NMLS #2013049) and can help with purchase loans and refinances. You can use either service on its own; there is no requirement to use both.
McKinney is mainly served by McKinney ISD (with parts of Frisco, Prosper and Lovejoy ISDs). School boundaries change, so always confirm the assigned schools for a specific address with the district.
Send a WhatsApp message or text to 469-403-3685, or use the contact form below. Rama will follow up to discuss your plans.
Let’s talk
Share a few details and Rama can help identify a practical next step. The fastest way to reach Rama is WhatsApp or text.
